Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7.25% (APR=7.447%) |
| Points / Credits | $0 | $6,794 |
| Payment | $1,248 | $1,364 |
| Saving over 30 years | $48,554 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7.375% (APR=7.464%) |
| Points / Credits | $0 | $2,853 |
| Payment | $1,872 | $2,072 |
| Saving over 30 years | $74,864 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7% (APR=7.211%) |
| Points / Credits | $0 | $1,125 |
| Payment | $936 | $998 |
| Saving over 30 years | $23,445 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.375% (APR=6.399%) | 7.25% (APR=7.513%) |
| Points / Credits | $500 | $1,726 |
| Payment | $1,248 | $1,364 |
| Saving over 30 years | $42,986 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.375% (APR=6.399%) | 6.825% (APR=7.162%) |
| Points / Credits | $875 | $4,050 |
| Payment | $2,184 | $2,288 |
| Saving over 30 years | $40,615 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.375% (APR=6.399%) | 6.75% (APR=6.941%) |
| Points / Credits | $400 | $3,200 |
| Payment | $998 | $1,038 |
| Saving over 30 years | $17,200 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)