Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Wells Fargo
Rate 6.375% (APR=6.375%) 7.25% (APR=7.447%)
Points / Credits $0 $6,794
Payment $1,248 $1,364
Saving over 30 years $48,554 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Chase
Rate 6.375% (APR=6.375%) 7.375% (APR=7.464%)
Points / Credits $0 $2,853
Payment $1,872 $2,072
Saving over 30 years $74,864 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Citibank
Rate 6.375% (APR=6.375%) 7% (APR=7.211%)
Points / Credits $0 $1,125
Payment $936 $998
Saving over 30 years $23,445 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Bank of America
Rate 6.375% (APR=6.399%) 7.25% (APR=7.513%)
Points / Credits $500 $1,726
Payment $1,248 $1,364
Saving over 30 years $42,986 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.399%) 6.825% (APR=7.162%)
Points / Credits $875 $4,050
Payment $2,184 $2,288
Saving over 30 years $40,615 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Tuesday, November 28 2023 at 11:50 AM (Pacific Time)

Better.com
Rate 6.375% (APR=6.399%) 6.75% (APR=6.941%)
Points / Credits $400 $3,200
Payment $998 $1,038
Saving over 30 years $17,200 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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