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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Steven Quach

Steven Quach

Loan Officer

Steven offers low mortgage rates and a convenient online application process, all with clear and transparent rates and service. At Loan Factory, you'll have a team of expert loan officers to ensure a smooth and timely closing. Contact Steven today to lock in the most competitive rate and term for your home investment.


Pre-Underwrite Your Purchase Loan

Pre-underwriting paves the way to homeownership, especially if you have varied income, by ensuring all required documentation are verified and reviewed by an underwriter before an offer is made.

  • Reduce anxiety: Avoid offer withdrawal due to later loan denial.
  • Boost your offer: Submit stronger offers with pre-approval validation.
  • Address diverse income: Handle complex financial situations before writing your first offer.
  • Streamline your process: Skip loan hurdles in escrow, except for appraisal.

Phone: (323) 868-8796

NMLS#: 2066638

License: CA

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. We shop dozens of the top lenders in real time to find you the best rate.
  • 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
  • 3. Our profit per loan is much lower than others. I know that if I give you an amazing rate, term, and service you will share your experience with others.

Our Accomplishments

$12.2+

Billion in Closed Loans

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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